Terms & Conditions

By using rajatmanikarn.com — the articles, interactive tools, and account features on this site — you agree to the terms below. This site is run by an individual, not a company.

The content

Articles, tools, and other content here are published for informational and educational purposes. Nothing on this site — including calculators, risk tools, or writing on finance and accounting — is professional financial, tax, legal, or accounting advice, and shouldn't be relied on as a substitute for advice from a qualified professional familiar with your specific situation.

The tools

Interactive tools are provided as-is, for convenience, with no guarantee of accuracy, availability, or fitness for a particular purpose. Verify any result that matters before relying on it.

Accounts

If you create an account, you're responsible for keeping your credentials secure and for activity that happens under your account. Accounts found abusing the site — including attempts to break authentication, scrape content at scale, or submit the contact form for spam — may be suspended or removed without notice.

Content ownership

Articles, writing, and original tools published on this site are the intellectual property of Rajat Mani Karn unless otherwise noted. You're welcome to link to and share this content; reproducing substantial portions elsewhere without permission is not permitted.

No warranty, limited liability

This site is provided as-is, without warranties of any kind. To the extent permitted by law, the site operator isn't liable for damages arising from your use of, or inability to use, this site or its tools.

Changes

These terms may be updated from time to time; the date above reflects the latest revision. Continuing to use the site after a change means you accept the updated terms.

Contact

Questions about these terms: hello@rajatmanikarn.com. See also the Privacy Policy.